Sustainability

We are committed to making the insurance activity a social instrument for taking care of people and their property, protecting savings and promoting sustainable and balanced development for the entire community, in accordance with the UN Sustainable Development Goals.

For us sustainability means taking account of everyone’s interests, developing solutions for new social, economic and relational requirements. The need for protection and safety, such as pensions and healthcare. The need for supplementary coverage given the gradual reduction in public welfare.

Our ability to produce value is above all our ability to meet these needs.

Meeting emerging social needs is not enough; we have to create value for the business and its stakeholders at the same time.

For UnipolSai creating shared value means identifying new solutions that are profitable for the business and its shareholders and which, at the same time, meet a social requirement, remunerating the entire production chain.

Our responsible business model

Business model

A business strategy that aims to fulfil strategic purposes and create value over the short, medium and long term.

Risks management

We use our skills to protect and safeguard the country against climate change.

Responsible investing

The identification, understanding and management of ESG issues stems from the belief that these can affect both risk management and the generation of returns.

Territory's care

Real estate asset management takes into account the repositioning of properties from a reputational and social inclusion perspective.

Economic performance

11718

MLN €

Direct insurance premiums

948

MLN €

Consolidated net profit

94.3

Combined ratio net of reinsurance

0.145

€

Proposed unit dividend per share

Social performance

1.75

€

Average price in the year of UnipolSai ordinary shares

5.6

BN €

Stock Exchange Capitalisation

98.2

of assets deemed sustainable following ESG monitoring

11935

Total employees

53,8

women employees

15,4

mln

million customers and policyholders

8368

agencies and sub-agencies in Italy

5489

bancassurance branches

9,1

MLN €

Total amount of contributions

Environmental performance

-9

emissions produced compared to previous year

51656

TONS

CO2 emissions

9085

TONS

Direct emissions CO2 (Scope 1)

Group strategy

Our Mission

We are responsible for improving our customers’ quality of life by offering solutions for the protection, support and realisation of their projects.

Strategy

Having a strategy oriented towards sustainability means focusing its efforts on innovation and making its development choices in line with the Sustainable Development Goals (SDGs).