Life DERRIS - DisastEr Risk Reduction InSurance
Derris, a project co-funded by the European Life tender, involves the leadership of the Unipol Group alongside partners including the City of Turin, Cineas, ANCI, Coordinamento Agende 21 and UnipolSai.
Derris is the first European project that unites public administration, companies and the insurance industry to reduce the risks caused by extraordinary climatic events.
The goals of the project were to:
- Test and implement innovative forms of public/private sector partnerships between the insurance industry, public authorities and businesses in order to increase the resilience of local communities
- Foster the risk culture, transferring knowledge from the insurance sector to public authorities and SMEs
- Provide SMEs with suitable tools for the prevention and management of climate risks
- Study innovative financial instruments that make it possible to mobilise capital dedicated to risk reduction
The DERRIS project was piloted in the city of Turin, which in April 2016 launched a competition entitled “Turin protects”. In September 2016 the 30 SMEs that participated in the initiative, located in the 6 identified areas, were selected. Between October 2016 and March 2017, the companies taking part in the trial received free technical support from the project experts, and more specifically:
- an assessment of their vulnerability to weather/climate events through two inspections to identify the potential risks to which the company is exposed and the risk reduction measures that can be taken;
- a series of 5 training meetings aimed at acquiring useful knowledge on risk and emergency prevention and management.
The aim was to provide companies with guidance in the drafting of an action plan for adapting to climate change.
During the pilot trial in Turin the project developed a simple and intuitive tool (CRAM tool) which gives SMEs the ability to understand, through georeferencing, which of the 7 DERRIS project risks (flooding, precipitation, wind, lightning, hail, temperature and landslides) they are exposed to and which solutions they could apply in their companies to prevent damage.
To enable as many Italian SMEs as possible to identify the main weather/climate risks to which they are exposed and define the possible actions for managing emergencies and reducing their exposure to risk, from 2017 the trial was extended to 10 other local authorities: Alghero, Bologna, Genoa, Molfetta, Padua, Pescara, Rovereto, Udine, Varese and L’Unione dei Comuni del Circondario Empolese Valdelsa. In the local authorities involved, the companies had the chance to take advantage of hours of training and technical support (through the performance of in-company inspections) in order to draft their action plans for adapting to climate change using the CRAM tool.
The results of the project:
- 11 local authorities involved in implementing the project;
- 566 stakeholders met at national and local workshops;
- 161.5 hours of training provided;
- 296 professionals trained (representatives of public authorities, SMEs and other stakeholders that took part in the training meetings)
- 115 resilient companies (involved in the initial pilot trial in Turin and in the 10 local authorities of the DERRIS Community);
- 1 tool for the self-assessment of the risks deriving from climate change (CRAM tool)
- 2 web training sessions with 2 ebooks on the risks associated with climate change and the management of risks and emergencies;
- 1 Integrated District Adaptation Plan for the City of Turin (IDAP)
- 128 Company Climate Action and Adaptation Plans (CAAP)
- 3819 users used the CRAM tool
- 2738 people viewed the project video material
- 5388 visitors to the project website
- REPLICABILITY AND ADVOCACY:
- 1 set of guidelines for the insurance and financial sectors;
- 1 set of guidelines for public entities